Risk Tolerance  
Aiming for high investment returns generally means accepting a higher level of investment risk. That is, investment vehicles that have the potential to provide high returns typically have increased volatility. This calculator is designed to help you clarify your comfort level with investment risk.
     

1. If one of your investments lost 25 percent of its value in a short
period of time, how would you react?

Hold steady
Buy more at the lower price
Sell out of the position, cutting further losses

2. With which of the following investments do you feel most comfortable?

High-grade corporate bond
Certificate of deposit
Growth stock

3. Of the following stocks, which do you feel would best suit your needs?

An aggressive small-company stock that pays no dividends but offers great potential for long-term growth
A conservative utility stock that pays high dividends but offers little chance for long-term growth
A "blue chip" stock that offers the potential for modest dividends and growth

4. What have you traditionally considered most important for your
investments?

Maximum growth
Conservative growth
Safety

5. Which would make you happier?

Avoiding an investment that would have resulted in a large loss
Picking an investment that results in a large gain
No preference

6. How would you advise a recent college graduate regarding his/her first paycheck?

Start investing right away
Use the money to make sure you have adequate insurance
Use the money for household expenditures

7. In his poem "If," Rudyard Kipling wrote, "If you can make one heap of all your winnings, and risk it on one turn of pitch-and-toss, and lose, and start again at your beginnings and never breathe a word about your loss......you'll be a man my son."
Do you agree with this sentiment?

Agree
Neither agree nor disagree
Disagree

8. What is your feeling about insurance (life, health, disability income, homeowners, etc.)?

Insurance is the foundation of a sound financial strategy
Most of the time insurance is a necessary expense
Who needs insurance?

9. If an eccentric millionaire offered you your choice of the following, which would you choose?

A guaranteed $10,000
A 90 percent chance of receiving $20,000
A 50 percent chance of receiving $50,000

10. Which of the following best represents your philosophy about life?

Nothing ventured, nothing gained
Everything in moderation
Slow and steady wins the race

 
   
   
Williamson Financial Services
198 Main Street - Suite 100 • Trussville, AL • 35173
Phone: (205) 661-9333 • Fax: (205) 661-9444
• freddy@williamsonfinancial.com

Freddy Williamson solicits business only in Alabama, Florida, Georgia, consequently he maintains licenses for those three states alone. His licenses include Series 6, 7, 63 and 66, and also maintains a life, disability and variable annuity licenses. He is a member of the International Association of Registered Financial Consultants (RFC), and a CFP candidate.

No parts of this communication should be construed as an offer to sell or provide investment advice or recommendations. Securities offered through ProEquities, Inc. will flucuate and are subject to investment risks including possible loss of principal.

Freddy J. Williamson can be reached at (205) 661-9333 or 1-888-343-PLAN. Investment advisory services offered through Investment Advisers, a division of ProEquities, Inc., a Registered Investment Advisor. Securities offered through ProEquities, Inc., a registered broker-dealer, and member FINRA and SIPC. Williamson Financial Services is independent of ProEquities.